Our Products
Our analytics platform for European Money Markets offers a comprehensive solution for observing issuance, tracking trends, and monitoring peer activities, empowering market participants with unparalleled transparency and insight.
Leveraging the power of Generative AI, our platform goes beyond basic data analysis to deliver advanced predictive insights and deeper contextual understanding. Users can identify emerging trends, benchmark performance against peers, and make more informed strategic decisions. The integration of Generative AI ensures that the analytics are not only accurate but also proactive, enabling users to anticipate market shifts and seize opportunities effectively.
Additionally, we incorporate fund data into the platform, providing users with a holistic view of portfolio diversification and risk exposure. This functionality allows investors and issuers to evaluate holdings with precision, optimize strategies, and align their decisions with long-term financial objectives.
With its robust analytics capabilities and emphasis on actionable intelligence, our platform is an indispensable tool for issuers, brokers, and investors looking to stay ahead in the fast-evolving European Money Markets landscape
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Our blockchain-based Money Market Issuance and Distribution Platform revolutionizes the creation and distribution of Commercial Papers (CPs) and Certificates of Deposit (CDs). Leveraging a hybrid approach, the platform enables issuance and distribution on a T+30 minutes basis while seamlessly settling through traditional Central Security Depositories (CSDs).
With upcoming regulations scheduled for 2025 emphasizing greater efficiency, transparency, and faster settlement cycles, our platform positions market participants to stay ahead of compliance requirements. By transitioning to a T+0 settlement model, participants can significantly reduce counterparty risk, improve liquidity management, and accelerate the delivery of assets. These advantages not only streamline operations but also enhance the overall integrity and efficiency of the money markets ecosystem.
Built on blockchain technology, our solution ensures secure, transparent, and immutable transaction processing, bridging traditional financial infrastructure with cutting-edge innovations to meet the evolving needs of the market.
Issuers
We are transforming the issuance process for Commercial Paper and Certificates of Deposit, offering automation and flexibility with T+0, T+1, and T+2 settlement options tailored to your needs as an issuer.
Our platform delivers key advantages, including:
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Straight-Through Processing (STP): Streamlined workflows reduce manual intervention, minimizing errors and accelerating the issuance process.
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Enhanced Operational Efficiency: Automating your workflow allows you to focus on strategic goals rather than administrative tasks, saving time and resources.
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Liquidity on Demand: Access funds within 30 minutes when needed, providing greater flexibility to manage cash flow and meet critical financial obligations.
By automating and optimizing the issuance process, we empower issuers to operate with precision, speed, and confidence in today’s fast-paced money markets.
Dealers
Empower your role as a dealer with our advanced platform, designed to streamline operations and enhance the services you provide to your customers. Key benefits include:
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Multiple Liquidity Options: Offer your clients the flexibility they need with settlement choices on a T+0, T+1, or T+2 basis, enabling tailored solutions for diverse liquidity requirements.
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Straight-Through Processing (STP) & Operational Efficiency: Simplify workflows and reduce manual intervention, improving speed, accuracy, and overall efficiency.
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Settlement Tracking & Transparency: Gain real-time visibility into the settlement process, ensuring accountability and building trust with your clients.
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Seamless Onboarding: Effortless integration with existing systems through connectivity to market-leading vendors allows you to onboard quickly and scale operations without disruption.
Our platform positions dealers as trusted partners, offering superior flexibility, transparency, and operational excellence to meet the evolving demands of the money markets.
Investors
Our platform is designed to empower investors with unparalleled transparency, efficiency, and flexibility in the money markets. Key advantages include:
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Issuance and Distribution Transparency: Gain clear visibility into the issuance and distribution process, ensuring you have the information needed to make confident, informed investment decisions.
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Flexible Settlement Options: Benefit from tailored settlement choices, including T+0, T+1, and T+2, allowing you to align investments with your liquidity and strategic needs.
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Straight-Through Processing (STP) & Operational Efficiency: Experience faster, smoother transactions with reduced manual interventions, ensuring efficient allocation of your capital.
With our platform, investors can navigate the money markets with confidence, benefiting from streamlined processes and enhanced insight into every transaction.
The Ubermorgen Journey
Prototype pilot
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Executed two more pilots with Rabobank, Erste Bank, Dutch Ministry of Finance, Northern Trust and a large globalasset manager to test an MVP
Production launch and AI-analytics
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Ubermorgen piloted with Treasury Spring
and a large global asset manager in a
series of pilots
AI-driven analytics deployed in production
Our Journey Begins
Ubermorgen created in London by 3 co-founders determined to bring technological change to current outdated processes and workflows in Money Markets
Pre-production integrations and MVP pilot
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Ubermorgen is in pre-production for CP and CD Rabobank Treasury and Rabobank Markets as first users
Time Deposits tested in a pilot with a large global asset manager
Connectivity to Bloomberg TOMS, Murex, Citi Velocity and SWIFT
Q4 - 2021
Q4 - 2022
Q4 - 2023
Q1 - 2024
Our Mission
Ubermorgens vision is to revolutionise Moneys Markets by harnessing generative AI to provide deep, actionable insights. Through advanced analytics, we empower our clients to make informed, data-driven decisions in the money markets, simplifying complexity and unlocking new opportunities for growth and transparency. Along with leading analytics we believe the future of asset management and delivery through secure blockchain applications that eliminate manual processes, enhance operational efficiency, and streamline asset transactions. By building a foundation of trust and automation, we aim to transform financial workflows and create a seamless experience for all market participants.
Client Feedback
Leading European Investment Bank
"The solution offers the security and operational efficiency of fast delivery versus payment settlement, while standardising and better managing cash flow and portfolio risk"
Leading Austrian investment Bank
"The pilot added 15-20% time efficiency with a further 20% efficiency expected with connectivity to Citi Volocity"
Leading American Asset Manager
Even settling within T+2 hours would bring a tremendous benefit to the industry, as long as the processes are largely automated and STP
Northern Trust
European Energy Group
The tool adds significant value to our liquidity management desk but also especially automates many manual steps in our current workflowurrent workflow
Global Commercial Bank
"The API could streamline and automate the processes and contribute to operational efficiency"
Leading CSD
"The pilot successfully resulted in ECP instrument issuance and settlement processing times whilst also providing near instantaneous liquidity to the issuer"
Leading Asset Manager
I’m impressed with the AI Query tool, I’ve used it to ask several questions, especially when I’m focusing on a specific issuer. For example, more recently I wanted to quantify an issue before the credit news and after and I was able to analyse this for a 3 months span, 6 months and 1 year with very quick responses. And the addition of charts to the queries has also been effective
Leading U.S Investment Bank
"Really impressed with the quality of the interface, it is very impressive.
The analytics tools are way more advanced than the current vendor offerings and makes them look very dated"